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Finding the right financial solutions for you & your family



With over 12 years experience in advising on Equity Release, this product is tailored to individual needs and situations.

Here are some of the many reasons my clients, and people like yourself, use Equity Release:

  • Deposit towards a purchase

  • Home improvements (such as a conservatory etc)

  • Purchase a new car, caravan or motorhome

  • Gift to children and grandchildren

  • Clear any outstanding debts (such as a mortgage)

  • Pay for a holiday, trip of a life time or visit family in a foreign country

  • Pay for an operation

  • Cover carers fees in own home

  • Take an amount to top up annual income


There are too many options to list, but Mortgage Innovations has handled Equity Release for all the reasons above and many more. Equity Release is now very flexible and has varying options for making payments.

Mortgage Innovations visit their clients at least twice making sure that they are happy with the advice given and the decision they make. There is no obligation, or charge until they make a decision to go-ahead - this means no pressure!

Please fill in the form below, or feel free to email or call Mortgage Innovations for an initial conversation.

A fee may be charged for equity release advice. The exact amount will depend on your circumstances but we estimate this will be £995 on completion.

This is a Lifetime Mortgage. To understand the features and risks, ask for a personalised illustration. Check that it will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

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Home is where the heart is. That is why we at Mortgage Innovations pride ourselves on finding the right mortgage for you and your family.

Whether you are buying your first home, re-mortgaging to improve your existing home or you've found your dream home we can help! Let us take the pressure of finding that right mortgage offer for you, and help you live your life in the home that you want!

By using a mortgage broker, like ourselves at Mortgage Innovations, you get access to their knowledge of the whole market, along with advice tailored to your circumstances. As always, Mortgage Innovations are happy to visit our clients on a no-obligation basis.

You may be charged a fee for mainstream mortgage advice. The precise amount will depend on your circumstances but we estimate it will be £150 on completion


Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.


In addition to the services we offer around lending, we can also help you with selecting the right protection products.

We can help with life insurance, wills and other services that will give you that peace of mind.

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If you want to arrange an appointment to speak to a member of the team, either by phone, email or in person, please complete the details below and we will be in touch with you soon.

By submitting this data, I am consenting to the use of my data in line with the privacy policy.

Thank you for your enquiry, one of our team will be in touch with you shortly.

A little bit more about us...


Kathy Forsdike, Founder

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I am very much a family person and love nothing more than spending time with my family, making memories, sharing holidays and home is very much the heart of this. It is this that inspired me to have a career where I can help others make the most of their life, enjoy all the things they love with the ones they love by offering them expert financial advice.

I have over 22 years experience in Financial Services, starting out a Financial Adviser in 1999, leading me on to create Mortgage Innovations in 2004.

Mortgage Innovations is a family run business, with Kathy's daughter Claire handling the administration. We are proud to say that all our business has been gained by referrals and not advertising, but in the ever advancing world of technology I know that some of my clients would like to know a bit more about us and our services so we have created this website to help you.

Whether you are at the start of your journey as a first time buyer, or you want to make the most of your retirement; at any stage of your life we are here to help you.

Our aim is to give the best advice and service to our clients and help them and their families through life's journey.

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